HFMKC
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    • Rita Farmer
    • Sadi Spalding
    • Josh Switzer
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When a lender says no, we say yes!

MORTGAGE FINANCING FOR LENDER TURN DOWNS STATED NO DOC O.K. NO/BAD CREDIT O.K.

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ALT-A STATED PROGRAM

​$50,000 - $5,000,000
Single Family Residence, Condo, Duplex, Tri-plex, 4-plex, Farm, Multiple Homes, AG
Non-Owner, Second Home, Owner Business Purpose, No Doc, Stated DocLight Doc, Bank Statement Programs, Expanded DTI Allowances, No Ratio, Loan to Values Up to 90%, No 4506, All Property Conditions, Recent Foreclosure or BK Ok, Individuals, Trusts, Foreign Nationals, Corp LLC, 1st & 2nd Mortgages, No Seasoning, Purchase, Refinance, Cash-Out, Equity, Bad Credit Allowed
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JUMBO ASSET BASED

$275,000 - $3,000,000
Singe Family Residence, Condo, Duplex, Tri-plex, 4-plex, Town-House, Farm, Land
No Fico Bad Fico Ok, No Tax Returns, No Doc, Stated Options, No Debt-to-Income Ratio, No Debt Service, No Financials, No 4506, All Property Uses, No Red Tape, All Property Types, High Loan to Value, Recent Foreclosure or BK Ok, Individuals, Trusts, Foreign Nationals, Corp LLC, 1st & 2nd Mortgages, Cross Collateral, No Seasoning, Purchase, Refinance, Cash-Out
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ALT-B EXPRESS COMMERCIAL

$70,000 - $7,000,000
Multi-family, Apartments, Retail, Office, Mixed-Use, Cross-Collateral, Special Use
No Doc, Stated Income Loans, All Property Types, All Conditions, Bad Fico Ok, No Tax Returns, Vacant Ok, No Debt-to-Income Ratio, No Debt Service, No Financials, "Make Sense Underwriting", Fast Close,High Loan to Value, Trusts, Foreign Nationals, Corp LLC, 1st & 2nd Mortgages  Cross Collateral, No Seasoning, Purchase, Refinance, Cash-Out, Equity Based

Conatact Dan with your questions. ​

 ​Dan Farmer
Direct: 913-359-5600
1-844-515-LOAN (5626)
[email protected]
Heartland Financial And Mortgage
Putting People First 
Proud to support our communities! 
​

We are members of:
NEJC Chamber 
Raymore Chamber 
DOP - Downtown Overland Park Association


​
Kansas Office 
7315 West 79th Street
​Overland Park, KS
​913-359-5600
​
​Dan Farmer
Direct: 
913-709-5341
[email protected]

Josh Switzer
Direct: 816-745-0045
[email protected]

Rita Farmer
​[email protected]

Sadi Spalding
​[email protected]

Missouri Office 
103 S Jefferson St Suite 3,
Raymore, MO 64083
​

​Dan Farmer
Direct: 
913-709-5341
[email protected]

Danielle Manson
​Direct: 816-256-0363 
​[email protected]

Josh Switzer
Direct: 816-745-0045
[email protected]
Equal Housing Opportunity
​Heartland Financial & Mortgage KS
NMLS #2457626
​
Heartland Financial & Mortgage MO
NMLS #2505009

​Dan Farmer NMLS #779961
Danielle Manson NMLS #2477659
Josh Switzer NMLS #257335



Licensed in the following states

Colorado NMLS 2457626 - Kansas MC 0026319  - Missouri 2457626
Historic Downtown Overland Park KS - Heart of Raymore MO

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  • Home
  • Home Loans Apply now
    • APPLICATION FOR DAN'S CLIENTS
    • Application for Danielle's Clients
    • Application for Josh's Clients
  • About
    • Dan Farmer
    • Danielle Manson
    • Rita Farmer
    • Sadi Spalding
    • Josh Switzer
  • Blog
  • Contact
  • Careers
  • Community Involvement
  • Understanding the Cost of Buying a Home
  • Allterantive Loan Solutions