Vice President & Mortgage Consultant 

​​I'm pleased to announce my return to the mortgage industry, joining Heartland Financial and Mortgage as Vice President and Mortgage Consultant. This decision wasn't made lightly. Recent conversations with my Realtor friends and past partners highlighted a significant gap in the market – a frustration with current lender relationships. It's clear there's a need for a reliable, communicative, and solution-oriented lending partner, and I'm stepping back in to fill that void.
Here's what I bring to the table:

• Over a decade of experience navigating the complexities of the mortgage process.
• A proven track record of helping homebuyers, real estate agents, and industry partners achieve successful closings.
• A deep understanding of current market dynamics and loan product options.
• A commitment to clear, consistent communication and a calm, problem-solving approach.

In today's competitive real estate environment, smooth transactions and dependable partnerships are essential. I'm confident that my experience and approach will be a valuable asset to both Heartland Financial and our clients.
I'm looking forward to reconnecting with many of you and forging new relationships. Let's work together to make homeownership a reality.

Loan Application for Josh's clients only