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News from Dan

Flex Term Loans

12/6/2024

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Tailor Your Mortgage to Fit Your Life. When it comes to home loans, one size doesn’t fit all. That’s why Flex Term offers the ability to customize your loan to fit your budget and financial goals. With the freedom to choose any loan term between 8 to 30 years, you can take control of your mortgage and potentially save thousands of dollars in interest over the life of your loan.
Why Choose Flex Term?Flex Term is designed to provide homeowners with the flexibility they need to manage their finances effectively. Here’s how it works and how it can benefit you:
  • Tailored to Your Budget – Whether you’re looking for lower monthly payments or a faster path to paying off your loan, you can choose the term that aligns with your financial plan.
  • Save on Interest – A shorter loan term often comes with lower interest rates, which can help you save significantly in the long run.
  • Refinance with Ease – Already a homeowner? Flex Term is a great option if you’re refinancing and want to adjust your loan term without starting over with a standard 15- or 30-year term.
  • Stay in Control – With customizable terms, you can find a balance that works for your lifestyle and future goals.
Ready to Explore Your Options?Every homeowner’s situation is unique, and at Heartland Financial & Mortgage, we’re here to help you navigate your options. Whether you’re purchasing a new home or refinancing your current one, Flex Term gives you the flexibility to build a mortgage plan that works for you.
Call us today to learn how Flex Term could help you save thousands of dollars in interest and take control of your financial future. Let’s make your mortgage work for you!

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    With years in the mortgage industry, Dan Farmer provides information on all types of loans. 

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Heartland Financial And Mortgage
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Kansas Office 
7315 West 79th Street
​Overland Park, KS
​913-359-5600
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​Dan Farmer
Direct: 
913-709-5341
[email protected]

Josh Switzer
Direct: 816-745-004
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Rita Farmer
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Sadi Spalding
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Missouri Office 
103 S Jefferson St Suite 3,
Raymore, MO 64083
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​Dan Farmer
Direct: 
913-709-5341
[email protected]

Danielle Manson
​Direct: 816-256-0363 
​[email protected]

Josh Switzer
Direct: 816-745-004
[email protected]
Equal Housing Opportunity
​Heartland Financial & Mortgage KS
NMLS #2457626
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Heartland Financial & Mortgage MO
NMLS #2505009

​Dan Farmer NMLS #779961
Danielle Manson NMLS #2477659
Josh Switzer NMLS #257335



Licensed in the following states

Colorado NMLS 2457626 - Kansas MC 0026319  - Missouri 2457626
Historic Downtown Overland Park KS - Heart of Raymore MO

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  • Home
  • Home Loans Apply now
    • APPLICATION FOR DAN'S CLIENTS
    • Application for Danielle's Clients
    • Application for Tracey's Clients
    • Application for Josh's Clients
  • About
    • Dan Farmer
    • Danielle Manson
    • Rita Farmer
    • Sadi Spalding
    • Josh Switzer
  • Blog
  • Contact
  • Careers
  • Community Involvement