Spring Market Trends: What Buyers & Sellers Need to Know

Presented by Heartland Financial and Mortgage
Spring is traditionally the busiest season in real estate, and 2025 is no exception. As warmer weather and longer days bring more listings and eager buyers, understanding current trends is key to making smart moves in today’s market.

For Buyers
More Listings, Still Competitive:
Inventory is ticking up, giving buyers more choices than during the winter months. That said, homes in popular neighborhoods are still moving quickly. Be prepared to act fast, get pre-approved, and consider flexible terms to strengthen your offer.
Mortgage Rates & Financing:
While mortgage rates have leveled off somewhat, they remain higher than pre-pandemic lows. This makes it more important than ever to partner with a trusted lender. Heartland Financial and Mortgage offers a wide range of home loan options to fit your budget and long-term goals. Whether you're a first-time homebuyer or upgrading to your dream home, their team can help you secure competitive rates with a smooth, personalized process.

For Sellers
A Great Time to List:
Buyers are active and inventory is still relatively limited in many areas, meaning well-priced homes are moving quickly. Boost your chances of a fast sale with strong curb appeal, professional photos, and minor upgrades that showcase move-in readiness.
Price it Right:
Even in a hot spring market, overpricing can lead to longer days on the market. Trust your agent and the comps—they’re your best bet for attracting serious buyers quickly.

Financing Help from Heartland Financial and MortgageHeartland Financial and Mortgage makes financing approachable with options including:

• Conventional & FHA Loans
• VA Loans for eligible veterans and active-duty service members
• Jumbo Loans for high-value properties
• First-Time Buyer Programs
• Refinancing & Cash-Out Options

They also offer free consultations to help you understand what you qualify for, how much you can afford, and what steps to take next. With local expertise and a focus on personalized service, Heartland Financial and Mortgage is a strong partner for anyone navigating the spring real estate market.

The Bottom Line
​Whether you're buying your first home or selling your current one, this spring market holds strong opportunities—but success starts with preparation. Lean on expert partners like your real estate agent and Heartland Financial and Mortgage to guide you through every step with confidence.

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